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21. Call your credit card issuers and ask for a better rate or to have that late fee removed. Credit card companies usually allow two courtesy removals of late fees (which can top $40) if you call right away and ask forgiveness. Ask for a better interest rate too you don't have to drive a hard bargain to do this. They don't want to see you taking your business elsewhere.
25. Order the bottle. If everyone at your table is ordering wine, don't order by the glass. One bottle yields four to six glasses. You'll usually come out ahead of the per glass price. And Illinois law now permits you to take home any leftover wine in a sealed bag.
24. Drink before you go out (but don't drive). Instead of having that first drink at the bar, enjoy a pour at home with your dining companions.
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26. Take advantage of theater deals. Second run movie theaters such as the Logan in Logan Square show good films at significant savings. Some first run theaters (such as Nike Air Max Uptempo Suede Pack Kerasotes on Western Avenue) offers discount nights. Look for deals on earlier in the day movies too.
23. Shop resale before retail. The Brown Elephant resale stores of the Howard Brown Health Center teem with bargains, especially on clothing. One Smart staffer recently landed a pair of Levi's Uptempo Nike Air Red
20. Call your utilities and ask for a better plan/rate. Cell phone carriers will tell you if you can change your plan and get a better rate. Cable companies and other utilities may have cheaper plans too. Just ask.
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